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Bonita Springs, Florida	La Jolla, California
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Staten Island, New York	La Jolla, California

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Qualified Buyer:
A buyer who has demonstrated the financial ability to afford the asking price of a home. Prequalifying with a lender can expedite the home buying transaction

Refinance:
Obtaining a new loan to pay off an existing loan. Refinancing is a popular practice when interest rates drop.

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