I enjoy helping others and I am always available for your mortgage loan modification questions, concerns, comments or if you just need some unbiased help. These days I mostly write articles on mortgage loan modifications and the mortgage foreclosure process that are republished in numerous blogs. From these articles I get many emails and phone calls asking questions or asking for help. I receive many requests that I renegotiate mortgages for readers, some I do take on as personal clients but there are only so many I can do myself. My website is intended for the help and advise you need to do it yourself, if you feel you need or want more help you can contact me. Government help with mortgages is a constantly changing subject with continual updates and revisions in Government Guidelines. This requires constant updating of the site and plenty of room for commentary on what this means to you and your Home Mortgage Loan. Whether you are exploring the possibility of a Home Mortgage Loan Modification, Government Mortgage Assistance or need Government help to stop foreclosure this is where you can stay up to date on what is new and the latest news. That's all for now. I have some research to go catch up on, HUD just put out several new mortgage letters. I will let you know what I find out.

Century 21 Five Valleys Real Estate is dedicated to finding you your Montana dream home. We use creative and effective marketing techniques that other agencies do not.

Kevin and Monica Ray of Access Realty work with both buyers and sellers across Western Montana to help make their real estate dreams come true.

I am a REALTOR serving most of Western Montana offering personalized service to each client. I represent buyers and sellers in the Missoula area including all outlying areas to the Idaho border, south to Hamilton and north to the Mission valley.

Meeting Your Real Estate Needs: My real estate role truly is consultative - I help clients to better understand and define their needs; work with them to find available options; offer alternative solutions to their problems; educate them on buying, selling and relocation, thus enabling them to reach their real estate goals.... Testimonials: “Thanks Mary Louise. It was wonderful to have someone working so hard for us and our dreams. The experience was amazing!” B.C. Mary Louise… “has made our move to Missoula such a joy… I love our house!” M.W. Mary Louise… “was extremely courteous, knowledgeable, informed, pleasant, professional, easy to talk to, and available... We would highly recommend Mary Louise to anyone.” B.&J.C. “Her honesty and integrity were key for the whole experience. She was the best possible choice and I tell everyone about her.” R.A. “Mary Louise has got to be by far one of the most genuine, sweet and caring persons…generous, kind and treated us as if we were family. She is very knowledgeable and helpful…Would definitely recommend her!!” P.L. & J.S.