Simply put, NOW is the BEST Time to Buy!!! We haven't seen this kind of market since the 1980's. Low housing prices, low interest rates, and 15 million in Down Payment Assistance. Do not wait too long...Interest rates will rise, probably around election time. It's not going to get any better than this. I'm a realtor in Jacksonville, Florida and this market is HOT for wealth building. AND whether it's your 1st home, 4th or you're an investor, I love helping others build wealth. I protect Your money like it's my own. I must be good at what I do because I have been "TOP SALES AGENT" for 8 months in 2007 and currently hold that title now. In short, stop making your landlord rich, make yourself rich because this is the time. I'll guide you every step of the way. Danielle Rivers (904)566-0062 Century 21 Harris Real Estate