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Guaranty Federal Bancshares, Inc. (NASDAQ:GFED) Files An 8-K Other Events


and Missouri. The Bank’s loan portfolio consists of mortgage loans, including one- to four-family loans, multi-family loans, construction loans and commercial real estate loans; commercial business loans, and consumer loans. The Bank invests in mortgage ...


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var wp_ms_start = new Date().getTime(); var utils = new Utils(); 30-year mortgage interest rates dip back below 5% @import url("http://media3.washingtonpost.com/wp-srv/css/topstrip_teased.css"); @import url("http://media3.washingtonpost.com/wp-srv/css/sidebars.css"); @import url("http://media3.washingtonpost.com/wp-srv/css/bullets.css"); @import url("http://media3.washingtonpost.com/wp-srv/css/feature.css"); @import url("http://media3.washingtonpost.com/wp-srv/css/feature_ls.css"); @import url("http://media3.washingtonpost.com/wp-srv/css/misc_linkset.css"); @import url("http://media3.washingtonpost.com/wp-srv/css/story/main.css"); @import url("http://media3.washingtonpost.com/wp-srv/css/article_media.css"); @import url("http://media3.washingtonpost.com/wp-srv/css/related-bottom-content.css"); @import url("http://media3.washingtonpost.com/wp-srv/css/bookmarking_v2.css"); @import url("http://media3.washingtonpost.com/wp-srv/css/networked-news.css"); @import url("http://media10.washingtonpost.com/wp/css/specials-js.css"); var SA_Message="SACategory=" + 'realestate'; Last year at this time, rates on 30-year mortgages averaged 5.16 percent.", "section": "realestate", "allow_comments": "yes", "comments_period": 3 }; // --> ') ; document.write('') ; // --> var saveshare_recipe = 'bottom'; // init_save_share(); if ( show_doubleclick_ad && ( adTemplate & BANNER_FLEX_TOP ) == BANNER_FLEX_TOP ) { placeAd('ARTICLE',commercialNode,1,',true) ; } washingtonpost.com  > Real Estate ') ; // --> 30-year mortgage interest rates dip back below 5% TOOLBOX Resize Print E-mail Reprints Saturday, February 13, 2010 The average rate on a 30-year, fixed-rate mortgage was 4.97 percent this week, down from 5.01 percent last week, mortgage company Freddie Mac said ThursdayLast year at this time, rates on 30-year mortgages averaged 5.16 percent. ') ; // --> The average rate on 15-year, fixed-rate mortgages fell to 4.34 percent from 4.40 percent, Freddie Mac said. Rates on five-year, adjustable-rate mortgages averaged 4.19 percent, down from 4.27 percent a week earlierOne-year ARMs rose to 4.33 percent from 4.22 percent. Borrowers can reduce their interest rates by buying points, equal to 1 percent of the mortgage amountThe nationwide averages in Freddie Mac's survey were 0.7 points for 30-year mortgages and 0.6 points for 15-year, five-year and one-year loans. "To me, these numbers say, for another week, so far so good," said Don Rissmiller, chief economist for New York-based Strategas Research Partners. "The question that's lingering is what happens when the Fed removes its continuing support for housing." A Federal Reserve program to buy as much as $1.25 trillion worth of mortgage-backed securities helped push rates to a record low 4.71 percent in DecemberOn Wednesday, Federal Reserve Board Chairman Ben SBernanke reiterated the Fed's intention to end the purchases at the end of March. His comments came in written testimony prepared for a House Financial Services Committee hearing that was postponed because of snow. The Mortgage Bankers Association's index of mortgage applications fell 1.2 percent in the week ended Feb5, with the purchase gauge decreasing 7 percent and the refinancing gauge increasing 1.4 percentMore than two out of three mortgage applications were for refinance transactions over the first six weeks of this year, according to the association. -- From news services

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