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The average interest rate on a 30-year fixed-rate mortgage dropped to 4.95% this week from 4.97% last week, Freddie Mac said ThursdayThe mortgage giant's weekly survey asks lenders what rates they were offering -- and the upfront fees they would charge -- for borrowers with good credit and a 20% down paymentUpfront fees averaged 0.7% of the loan amountThe average rate offered on 15-year fixed-rate mortgages, popular as a refinance loan for borrowers wanting to pay off their mortgages faster, was 4.32%That was down from 4.33% a week earlier, with 0.7% paid to the originatorThe five-year Treasury-indexed hybrid adjustable-rate mortgage, which has a fixed rate for five years before becoming variable, averaged 4.05% this week with 0.6% of the loan balance paid to the lenderThat was down from 4.11% last week, Freddie Mac saidHome-lending professionals say borrowers often can find slightly lower rates by shopping aroundscott.reckard@latimes.com var adSkipCounter = 0; /* Javascript deferred */var addthis_options = "digg, twitter, facebook, stumbleupon, delicious, friendfeed, buzz, slashdot, reddit, mixx, fark, linkedin, aim, google, myspace, newsvine, technorati, tumblr, typepad, wordpress, more";var addthis_exclude = "print";var addthis_pub = "archivedigger"; function fixDoubleButtons() { if (jQuery('#mod-sm-badge-top .st_pm_button .stButton').size() == 0) { setTimeout('fixDoubleButtons();', 500); return; } var query = '#mod-sm-badge-top .shareThisEmailIcon .st_pm_button .stButton'; if (jQuery(query).size() == 2) jQuery(query + ':eq(1)').remove(); query = '#mod-sm-badge-top .shareThisShareThisCompact .st_pm_button .stButton'; if (jQuery(query).size() == 2) jQuery(query + ':eq(1)').remove(); query = '#mod-sm-badge-bottom .shareThisEmailIcon .st_pm_button .stButton'; if (jQuery(query).size() == 2) jQuery(query + ':eq(1)').remove(); query = '#mod-sm-badge-bottom .shareThisShareThisCompact .st_pm_button .stButton'; if (jQuery(query).size() == 2) jQuery(query + ':eq(1)').remove(); } function removeCommentsButton() { if (jQuery('.comments-container .comments-counter').size() == 0) { setTimeout('removeCommentsButton();', 500); return; } jQuery('.comments-container').empty(); jQuery('.comments-container').remove(); } removeCommentsButton(); window._taboola = window._taboola || []; _taboola.push({ mode: 'thumbnails-f', container: 'taboola-below-article-thumbnails---archives', placement: 'Below Article Thumbnails - Archives', target_type: 'mix' }); MORE:Seizure Led to FloJo's DeathHis 104 scores make his caseRestaurant review: South Beverly GrillBrutal Murder by Teen-Age Girls Adds to Britons' ShockComaneci Confirms Suicide Attempt, Magazine SaysAdvertisement if(navigator.userAgent.indexOf("MSIE") >= 0){ setTimeout(function() { //Fixed IE issue- Ref Bug 17996 var openxframe= frames["openxi-339767"].document; openxframe.open(); openxframe.write('if (!window.OX_ads) { OX_ads = []; } OX_ads.push({ "auid" : "339767" });'); window.openxframe.close();; },200); }else{ var openxframe= frames["openxi-339767"].document; openxframe.open(); openxframe.write('if (!window.OX_ads) { OX_ads = []; } OX_ads.push({ "auid" : "339767" });'); window.openxframe.close();; } FROM THE ARCHIVESMortgage rates dip slightly, back to near record, Freddie...December 13, 2012Middle East unrest pushes mortgage rates back under 5%February 25, 201130-year fixed mortgage rates dip below 5% againMarch 5, 201030-year mortgage rates rise above 5%February 26, 201030-year fixed mortgages dip below 5% againFebruary 12, 2010

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