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At the Natick Mall in Massachusetts, according to a report in the Wall Street ... an economist with the National Association of Real Estate Investment Trusts. "E-commerce is changing people's spending patterns. But in the process, they are changing the ...

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Never miss a great news story!Get instant notifications from Economic TimesAllowNot nowYou can switch off notifications anytime using browser settings.SECTIONSET APPSET Android AppET iPhone AppET iPad AppET Wealth Android AppET Blackberry AppET Markets Android AppET Markets iPhone AppET Money Android AppENGLISHहिन्दीગુજરાતીE-PAPERFOLLOW USFACEBOOKTWITTERYOUTUBELINKEDINGOOGLE PLUSRSSBankingLATEST NEWSHomeMarketsNewsIndustryRISEPoliticsWealthMFTechJobsOpinionBlogsNRIMagazinesSlideshowsET NOWET SpeedET PortfolioIndustryAutoNewsBanking/FinanceConsProductsDurablesElectronicsFashion / Cosmetics / JewelleryFMCGFoodGarments / TextilesLiquorPaintsTobaccoEnergyPowerOil & GasInd'l Goods/SvsConstructionEngineeringCementChem / FertilisersMetals & MiningPackagingPaper / Wood / Glass/ Plastic/ MarblesPetrochemSteelHealthcare/BiotechBiotechHealthcarePharmaceuticalsServicesAdvertisingConsultancy / AuditEducationHotels / RestaurantsProperty / C'structionRetailTravelMoreMedia/EntertainmentEntertainmentMediaTransportationRailwaysAirlines / AviationShipping / TransportRoadwaysTechTelecomMiscellaneousDefenceEquipment & Ordnancemobility & weaponsSportsCSRInitiativesPolicyEnvironmentBankingFinanceInsureET Home›Industry›Banking/Finance›Banking›Housing finance racket not to hit lending to real estate: SBI var objPage = typeof objPage != 'undefined' ? objPage : {}; objPage.band_ad_active = '; objPage.keepAdFirst = '1'; objPage.adImageId = '59490970'; objPage.bandDuration = 12000; // int value objPage.adDuration = 4000; // int value 04:05 PM | 13 Aprmarket statsSENSEX34,19391.52NIFTY 5010,48121.95GOLD (MCX) (Rs/10g.)31,120118.00USD/INR65.21-0.04DID YOU KNOW?You can save upto Rs46,350 with Tax Saving Mutual FundsSponsored?????DSP BlackRock Tax Saver Direct Plan-GrowthClass:EquityCategory:Tax SavingNAV?47.95Returns1M 6M 1Y 3Y 12.65% START SIP*Regulatory DisclaimersPortfolioLoading...Select Portfolio and Asset Combination for Display on Market BandSelect PortfolioSelect Asset ClassStocksMFETFShow MoreCREATE PORTFOLIOADD INVESTMENT Download ET MARKETS APP Get ET Markets in your own languageDOWNLOAD THE APP NOW+91CHOOSE LANGUAGEENGENG - EnglishHIN - ??????GUJ - ???????MAR - ?????BEN - ????? KAN - ?????ORI - ????TEL - ??????TAM - ?????Drag according to your convenienceET NOW RADIOET NOWTIMES NOWvar default_tv_popup = '; function otab(t,n){var e="_blank";try{e="undefined"==typeof isq()||"undefined"!=typeof isq()&&isq()?"_top":"_blank"}catch(c){},e)}function trev(t,n){try{"undefined"==typeof ntsss.getInstance().cd[n]&&ntsss.getInstance().push([t],n)}catch(e){}}function tpImp(t,n,e){try{if(""!=n)for(var c=0;c0&&l(o[0])){r.notify=!0,1==n&&(n=0,r.imprurl[0]=r.imprurl[0].indexOf("?")>-1?r.imprurl[0]+"&pv=1":r.imprurl[0]+"?pv=1");for(var a=0;a0&&"undefined"!=typeof nnnmm&&(e=!1,nnnmm.getInstance().ajxc(i.shift()))}catch(f){}},l=function(t){try{if(t.getBoundingClientRect){var n=t.getBoundingClientRect(),e=window.innerHeight||document.body.clientHeight||document.documentElement.clientHeight,,r=n.bottom,o=r-c,i=e>=c&&c+o>=0;return 0==c&&0==r?!1:i}return!1}catch(a){return!1}},m=function(t){try{var n=[],e="."+t;return"undefined"!=typeof document.querySelectorAll?n=document.querySelectorAll(e):(document.getElementsByClassName=function(t){for(var n=[],e=this.getElementsByTagName("*"),c=0;c-1&&n.push(e[c]);return n},n=document.getElementsByClassName(t)),n}catch(c){}},y=function(t){try{return(new Image).src=t,!0}catch(n){return!1}},h=function(t,n,e){try{n||(n=250);var c,r;return function(){var o=e||this,i=+new Date,a=arguments;c&&c+n>i?(clearTimeout(r),r=setTimeout(function(){c=i,t.apply(o,a)},n)):(c=i,t.apply(o,a))}}catch(o){}};return u(),{push:f,setpv:d,ajxcArr:i,cd:c,tp:r}};return{getInstance:function(){return t||(t=n()),t}}}(); function axs(){ntsss.getInstance().ajxcArr.push(arguments[0])}function isq(){return nnnmm.getInstance().isq()}var nnnmm=function(){var t,e=function(){function t(){n=new y}function e(t,e){var r=s.createElement("div");try{"height: 1px !important; width: 1px !important; position: absolute !important; top: -1234px !important; left: -12345px !important;",r.className=e,,s.body.appendChild(r)}catch(n){}return r}function r(){var t=e("AdBanner","colombiatracked adBox ctn_ads_rhs_organic ctn_ads_twins");setTimeout(function(){try{var e=t.getBoundingClientRect();e.height>0?l("@l@"):C()}catch(r){}},500)}var n,o=0,a="",,i="etd_ace",d="@v0",h=0,u=!0,f=!1,s=document,g=function(){var t=!1;try{var e=n.decode(v(i)).split("@");e.length>0?t="l"==e[1]?!1:!0:m(a)}catch(r){}return t},l=function(t){try{S(i,n.encode(c+t+(new Date).getTime(),"321","e"),"90")}catch(e){}},m=function(t){h=0,o=0,u=!0,p(t)},p=function(t){var e=new XMLHttpRequest,n="1500";a=t,e.onreadystatechange=function(){(1===e.readyState||4===e.readyState)&&0===e.status&&u&&l("@pa@0"),e.status>0&&u&&(u=!1,l("@l@"))},e.ontimeout=function(t){f?C():(f=!0,r())},"GET",t,!0),e.timeout=Number(n)+h,e.send()},C=function(){var t="2";u&&(o>2,a=(3&e)>4,c=(15&r)>6,i=63&n,isNaN(r)?c=i=64:isNaN(n)&&(i=64),d=d+this._keyStr.charAt(o)+this._keyStr.charAt(a)+this._keyStr.charAt(c)+this._keyStr.charAt(i);return d},encodeUrlSafe:function(t){return A.encode(t).replace(/\+/g,"-").replace(/\//g,"_").replace(/\=/g,"~")},decode:function(t){var e,r,n,o,a,c,i,d="",h=0;for(t=t.replace(/[^A-Za-z0-9\+\/\=]/g,"");h>4,r=(15&a)>2,n=(3&c)n?e+=String.fromCharCode(n):n>127&&2048>n?(e+=String.fromCharCode(n>>6|192),e+=String.fromCharCode(63&n|128)):(e+=String.fromCharCode(n>>12|224),e+=String.fromCharCode(n>>6&63|128),e+=String.fromCharCode(63&n|128))}return e},_utf8_decode:function(t){for(var e="",r=0,n=c1=c2=0;rn?(e+=String.fromCharCode(n),r++):n>191&&224>n?(c2=t.charCodeAt(r+1),e+=String.fromCharCode((31&n)=r;r++)e.push(t.charAt(n-r));return e.join("")}function r(r){var n=e(t(r,0))+t(r,1),a=o(n,"321","e")+d;return A.encodeUrlSafe(a)}function n(r){var n=A.decodeUrlSafe(r).replace(d,""),a=o(n,"321","d");return e(t(a,0))+t(a,1)}var o=function(t,e,r){for(var n="",o=0,a=t,c=0;c=r;r++)e.push(t.charAt(n-r));return e.join("")};return{encode:r,decode:n}};return t(),{isq:g,ajxc:m,ob:!1,ck:(new y).decode}};return{getInstance:function(){return t||(t=e()),t}}}(); try{axs("//")}catch(e){} var _comscore = _comscore || [];function fcomp() {try {_comscore.push({c1: "7",c2: "6036484",c3: "84"});(function() {var s = document.createElement("script"),el = document.getElementsByTagName("script")[0];s.async = true;s.src = (document.location.protocol == "https:" ? "https://sb" : "http://b") + "";el.parentNode.insertBefore(s, el);})();} catch (e) {}}fcomp(); var _BL_pg = "arrested,corporate,finance,"; DiggGoogle BookmarksStumbleUponRedditNewsvineLive BookmarksTechnoratiYahoo BookmarksBlogmarksDel.icio.usApnaCircleGoogle PlusPinterestHousing finance racket not to hit lending to real estate: SBIPTI|Nov 25, 2010, 03.41 PM IST0Comments NEW DELHI: The country's largest lender State Bank of India (SBI) today said the housing finance racket, involving CEO of LIC Housing Finance and several senior bankers, will not hit disbursements to the real estate sector and there was no need for alarm "We are always cautious when we lend and you know there are always bad loans..why should it impact (lending to real estate sector)," SBI chairman O P Bhatt told reporters here "I won't say that (the current system) is perfectBut there is no need for any alarmI don't think there is any any systemic risk that we are talking aboutThese are individual cases," he added CBI yesterday arrested LIC Housing Finance CEO Ramachandran Nair and seven other senior bankers for colluding with Mumbai-based firm Money Matters Ltd to sanction large scale corporate loans, overriding mandatory conditions for such approvals along with other irregularities Asked whether there is any case for regulatory review, Bhatt said that it was for the Reserve Bank to take a call "If there will be any regulatory review, it will be for the RBI and other regulators to look uponBut I think these things keep on happening periodically," he said Ruling out any internal inquiry to find out any housing loan irregularity in SBI, Bhatt said, "We still do not know what has happened..I would not say that there is a huge amount of such elements in the Indian banking industry "I would like to say with pride that Indian public sector banks are far above such thingsThere might be one or two exceptions...It is not a systemic issueThis is not something that has happened in a wide scale", he added Bhatt said all banks have policies and plans for risk assessment which are fairly prudent, and added, "there are several mechanisms (to deal with such issues)...lakhs of loans are given out including to the housing sectorWe have multiple oversights, checks which are proactive and which are also reactiveWe have a very strong set of institution." Later, talking to reporters, Yes Bank managing director and CEO Rana Kapoor said "it (housing finance racket) is just an aberrationIt is exception to the rule so it is not going to have a serious impact." Besides Nair, the bankers who were arrested by the CBI included Naresh K Chopra, Secretary (Investment), LIC, R N Tayal, General Manager of Bank of India (Delhi), Maninder Singh Johar, Director (Chartered Accountant) of Central Bank of India, Venkoba Gujjal and Dy General Manager of Punjab National Bank (Delhi) 0CommentsAre you a Business Owner? Get Your Free Business Listing on Economic Times.Register NowConnect with usRead more onBank of IndiaState Bank Of IndiaO P Bhatthousing loan scamfinancial bribery scandalCommentsAdd Your Comments .ySKIiRAxeld span,.ySKIiRAxeld h3,.ySKIiRAxeld p {margin:0;padding:0;}.ySKIiRAxeld > h2{height:1px;background:#cdcdcd;width:100%;position:relative; float: left; margin: 26px 0;}.ySKIiRAxeld > h2 span{position: absolute;top: -12px;background-color: #fff;font-size: 18px;font-family: arial;padding-right: 13px;}.ySKIiRAxeld > h2:first-child span:last-child{background-image:url(//;background-repeat: no-repeat;background-position: bottom right;background-size: auto auto;right: 6px;width: 167px;height: 19px;padding-right: 0;}.ySKIiRAxeld > h2:first-child span:last-child:before{content: 'Sponsored by'; float: right; margin-right: 20px; bottom: 0; position: absolute; right: 39%; color: #959595;font-size: 12px; font-family: arial; font-weight: 500; top: 4px;}.ySKIiRAxeld {width:100%;height:auto;float:left;}.ySKIiRAxeld:hover > h2 span:last-child{background-image:url(//;}.ySKIiRAxeld {width:100%;}.ySKIiRAxeld > div > div > a{text-decoration:none;}.ySKIiRAxeld > div > div > a:focus{outline:0;}.ySKIiRAxeld > div > div > a img {width:100%;float:left;height: 111.72px;}.ySKIiRAxeld > div > div {width:24%;float: left;margin-right:1%; text-decoration: none;cursor: pointer;margin-bottom: 14px;position:relative;}.ySKIiRAxeld > div > div > a > div h3 {font: normal 12px arial;padding: 5px 0 0;width: 100%;float: left;color: #000;max-height: 38px;overflow: hidden;display: -webkit-box;-webkit-line-clamp: 2;-webkit-box-orient: vertical;line-height: 20px;}.ySKIiRAxeld > div > div > a > div p {font-size: 11px !important;font-family: arial;padding:2px 0px 0px; width:100%; height:auto; float:left; color:#b8b8b8; max-height: 13px; overflow: hidden; display: -webkit-box; -webkit-line-clamp: 1; -webkit-box-orient: vertical;margin-top: 4px;}.ySKIiRAxeld > div > div > a > div {float: left;width: 100%;}.ySKIiRAxeld > div > div > div{display:none;}.ySKIiRAxeld > div > div:hover > div {position: absolute; right: 0; top: 0;display: block !important; width: 20px; height: 20px;}.ySKIiRAxeld > div > div > div a img { width: 20px;height: auto;} From Around The Web Find yourself missing Indian movies and TV?SLING INTERNATIONALAlicia Keys Finally Revealed Her Gorgeous HomeLonny5 Online Dating Sites that Really Worktop10.mePlay this for 1 minute and see why everyone is addictedThrone: Free Online Game More from The Economic TimesWhy the court turned down Salman's plea for leniencyKunal Bothra's two top bets for Monday's sessionAnalysts uncertain on RBI rate cut due to inflation concernsModi launches Ayushman Bharat Yojana var coldetect; function UHWfiaBqD(par) { if(typeof otab == 'function'){ otab(par,'); } else{if(typeof canRun == 'undefined' || (typeof canRun != 'undefined' && !canRun)) {,'_blank');}else{,'_blank'); } } } window.onload = function (){ if (window.frameElement !== null){"0px"; }};try{trev('//','ySKIiRAxeld');tpImp([[],[],[],[],[],[],[],[]],'ySKIiRAxeld',[]);}catch(e){}; Top Trending Terms CryptocurrencyICICI BankRailway Modernisation PlanIIM Fees HikeFortis Healthcare BidCrude Oil PricingAir IndiaFortisIndian OilGSTAadhaarElectric CarsMost ReadMost SharedMost CommentedWhy Chanda Kochhar of ICICI Bank could do with some leaveSaudi Aramco's $44-bn deal may change the entire oil game for IndiaMahendra Singh Dhoni sues Amrapali group over Rs 150 crore duesAxis Bank board may have created the juiciest takeover target in the history of Indian banking sectorView: Time for RBI to step in and change the rules, to begin cleanup with ICICI BankMore » Get a QuoteGet QuoteBrowse CompaniesABCDEFGHIJKLMNOPQRSTUVWXYZ|123456789Browse Mutual FundsABCDEFGHIJKLMNOPQRSTUVWXYZ var language = '; Powered byLive MarketNewsPortfolioMobileLive TVBiz ListingsIndustryNewslettersCommoditiesSpeedBlogsRSSAbout UsCreate Your Own AdAdvertise with UsTerms of Use & Grievance RedressalPrivacy policyFOLLOW USDownload it from APP STOREDownload it from GOOGLE PLAYDownload it from Windows StoreOther Times Group news sites??????? 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