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Saturday May 18, 2013

MARYLAND HOUSING ASSISTANCE AND RESOURCES

Statistics, Low Income Housing Assistance, Congressional Maps, School Data, County Satellite Maps and local real estate resources.

Local County Information and Resources

Maryland Real Estate Agents | Maryland Homes for Sale | Maryland Housing Resources | Maryland Real Estate News

We recommend you visit the following real estate sites before buying, selling a home, renting an apartment or other real estate transaction within maryland:
Maryland Real Estate Commission

Congressional District Map for the State of Maryland

Real Estate Congressional Districts for Maryland

Useful links for home assistance programs and for purchasing or buying real estate:


Hud Homes
Ginnie Mae
Disaster Relief Project Hope
FEMA (Federal Emergency Management Agency)
American Red Cross
Center on Budget and Policy Priorities
Comprehensive Real Estate Glossary
Center for Community Change
National Coalition for the Homeless
National Congress for Community Economic Development
National Housing Institute (NHI), producer of Shelterforce magazine
National Low Income Housing Coaliton
HUD Approved Housing Counseling Agencies in MARYLAND

Seniors seeking Home Equity Conversion Mortgage (HECM) counseling can contact
the AARP Foundation Network of Expert HECM Counselors at: 1-800-209-8085.

ANNE ARUNDEL COUNTY ECONOMIC OPPORTUNITY COMM
251 West St
Annapolis, MD 21401-3427
Phone: 410-626-1900-1024
Toll-Free:
Fax: 410-267-9143
E-mail: arankin@aaceoc.com
Website: www.aaceoc.org
Type of Counseling:
Fair Housing Assistance
Home Equity Conversion Mortgage Counseling
Homebuyer Education Programs
Loss Mitigation
Money/Debt Management
Mortgage Delinquency & Default Resolution Counseling
Post-purchase Counseling
Pre-purchase Counseling
Renters Assistance
Additional Languages Provided:
Spanish (S. Am)
Affiliate of:
ARUNDEL COMMUNITY DEVELOPMENT SERVICE INC
2666 Riva Road
Annapolis, MD 21401
Phone: 410-222-7600-130
Toll-Free:
Fax: 410-222-7619
E-mail: fmakle@acdsinc.org
Website:
Type of Counseling:
Homebuyer Education Programs
Loss Mitigation
Mortgage Delinquency & Default Resolution Counseling
Post-purchase Counseling
Pre-purchase Counseling
Additional Languages Provided: (English only)
Affiliate of:
ACORN HOUSING, BALTIMORE, MD
16 W. 25th Street
Baltimore, MD 21218
Phone: 410-735-3360
Toll-Free:
Fax: 410-735-3375
E-mail: ahcmdlcba@acorn.org
Website: www.acorn.org
Type of Counseling:
Home Equity Conversion Mortgage Counseling
Mortgage Delinquency & Default Resolution Counseling
Pre-purchase Counseling
Predatory Lending
Additional Languages Provided: (English only)
Affiliate of: ACORN HOUSING CORPORATION
BETHEL OUTREACH CENTER
1429 McCulloh Street
Baltimore, MD 21217
Phone: 410-728-2557
Toll-Free:
Fax: 410-728-7318
E-mail: sallieshropshire@hotmail.com
Website:
Type of Counseling:
Homebuyer Education Programs
Post-purchase Counseling
Pre-purchase Counseling
Additional Languages Provided: (English only)
Affiliate of:
DRUID HEIGHTS COMMUNITY DEVELOPMENT CORPORATI
2140 McCulloh Street
Baltimore, MD 21217-3529
Phone: 410-523-1350-10
Toll-Free:
Fax: 410-523-1374
E-mail: jcornish@druidheights.com
Website: www.druidheights.com
Type of Counseling:
Home Equity Conversion Mortgage Counseling
Homebuyer Education Programs
Loss Mitigation
Mortgage Delinquency & Default Resolution Counseling
Pre-purchase Counseling
Renters Assistance
Additional Languages Provided: (English only)
Affiliate of:
GOVANS ECONOMIC MANAGEMENT SENATE, INCORPORAT
3921 Old York Road
Baltimore, MD 21218
Phone: 410-433-3400
Toll-Free:
Fax: 410-433-7140
E-mail: gemscdc5@aol.com
Website:
Type of Counseling:
Mortgage Delinquency & Default Resolution Counseling
Pre-purchase Counseling
Additional Languages Provided: (English only)
Affiliate of:
GREATER BALTIMORE URBAN LEAGUE
512 Orchard St
Baltimore, MD 21201-1947
Phone: 410-523-8150
Toll-Free:
Fax: 410-523-4022
E-mail: nrollins@bul.org
Website:
Type of Counseling:
Home Equity Conversion Mortgage Counseling
Homebuyer Education Programs
Marketing & Outreach Initiatives
Mortgage Delinquency & Default Resolution Counseling
Post-purchase Counseling
Pre-purchase Counseling
Predatory Lending
Renters Assistance
Additional Languages Provided: (English only)
Affiliate of: NATIONAL URBAN LEAGUE
HARBEL HOUSING PARTNERSHIP
5807 Harford Rd.
Baltimore, MD 21214
Phone: 410-444-9152
Toll-Free:
Fax: 410-444-9181
E-mail:
Website: www.harbel.org
Type of Counseling:
Homebuyer Education Programs
Pre-purchase Counseling
Additional Languages Provided: (English only)
Affiliate of:
NEIGHBORHOOD HOUSING SERVICES OF BALTIMORE,
244 North Patterson Park Ave
Baltimore, MD 21231
Phone: 410-327-1200
Toll-Free:
Fax: 410-675-1855
E-mail: nhsbalto@ix.netcom.com
Website:
Type of Counseling:
Fair Housing Assistance
Home Improvement & Rehabilitation Counseling
Homebuyer Education Programs
Loss Mitigation
Marketing & Outreach Initiatives
Money/Debt Management
Mortgage Delinquency & Default Resolution Counseling
Post-purchase Counseling
Pre-purchase Counseling
Predatory Lending
Renters Assistance
Additional Languages Provided: (English only)
Affiliate of: NEIGHBORHOOD REINVESTMENT CORPORATION
SAINT AMBROSE HOUSING AID CENTER, INC.
321 E 25th Street
Baltimore, MD 21218-5303
Phone: 410-366-8362-216
Toll-Free:
Fax: 410-366-8795
E-mail: lisae@stambros.org
Website: www.stambros.org
Type of Counseling:
Home Equity Conversion Mortgage Counseling
Homebuyer Education Programs
Loss Mitigation
Mortgage Delinquency & Default Resolution Counseling
Post-purchase Counseling
Pre-purchase Counseling
Predatory Lending
Renters Assistance
Additional Languages Provided: (English only)
Affiliate of: THE HOUSING PARTNERSHIP NETWORK
SOUTHEAST COMMUNITY DEVELOPMENT CORPORATION
3700 Eastern Avenue
Baltimore, MD 21224
Phone: 410-342-3234-26
Toll-Free:
Fax: 410-342-1719
E-mail: joan@southeastcdc.org
Website: www.southeastcdc.org
Type of Counseling:
Home Equity Conversion Mortgage Counseling
Home Improvement & Rehabilitation Counseling
Homebuyer Education Programs
Loss Mitigation
Mobility & Relocation Counseling
Mortgage Delinquency & Default Resolution Counseling
Post-purchase Counseling
Pre-purchase Counseling
Predatory Lending
Additional Languages Provided:
Spanish (S. Am)
Affiliate of: STRUCTURED EMPLOYMENT ECONOMIC DEVELOPMENT CO
THE DEVELOPMENT CORPORATION OF NORTHWEST BALT
3521 W. Belvedere Avenue
Baltimore, MD 21215-5802
Phone: 410-578-7190
Toll-Free:
Fax: 410-578-7193
E-mail: frobi722@aol.com
Website:
Type of Counseling:
Homebuyer Education Programs
Loss Mitigation
Mortgage Delinquency & Default Resolution Counseling
Post-purchase Counseling
Pre-purchase Counseling
Renters Assistance
Additional Languages Provided: (English only)
Affiliate of:
UNITED NEIGHBORS ASSOC., INC./ D/B/A GARWYN OAKS HOUSING RESOUCE CENTER
Ste 270
Baltimore, MD 21216
Phone: 410-947-0084
Toll-Free:
Fax: 410-947-0087
E-mail: mg.garwynoaks@verizon.net
Website:
Type of Counseling:
Homebuyer Education Programs
Money/Debt Management
Mortgage Delinquency & Default Resolution Counseling
Post-purchase Counseling
Pre-purchase Counseling
Additional Languages Provided: (English only)
Affiliate of:
HARFORD COUNTY HOUSING AGENCY
15 South Main Street
Bel Air, MD 21014
Phone: 410-638-3045
Toll-Free:
Fax: 410-893-9816
E-mail: wlbhola@co.ha.md.us
Website: www.co.ha.md.us
Type of Counseling:
Home Equity Conversion Mortgage Counseling
Home Improvement & Rehabilitation Counseling
Loss Mitigation
Mortgage Delinquency & Default Resolution Counseling
Post-purchase Counseling
Pre-purchase Counseling
Renters Assistance
Additional Languages Provided:
Spanish (S. Am)
Affiliate of:
THE NHP FOUNDATION (MARYLAND)
5737 Marlboro Pike
Capitol Heights, MD 20743
Phone: 301-568-3860
Toll-Free:
Fax:
E-mail:
Website:
Type of Counseling:
Fair Housing Assistance
Homebuyer Education Programs
Money/Debt Management
Mortgage Delinquency & Default Resolution Counseling
Pre-purchase Counseling
Additional Languages Provided: (English only)
Affiliate of:
CUMBERLAND NEIGHBORHOOD HOUSING SERVICES, INC
400 N Mechanic St
Cumberland, MD 21502
Phone: 301-722-6958
Toll-Free:
Fax: 301-722-6966
E-mail: rparsons@cumberlandnhs.org
Website: www.cumberlandnhs.org
Type of Counseling:
Fair Housing Assistance
Home Improvement & Rehabilitation Counseling
Homebuyer Education Programs
Marketing & Outreach Initiatives
Mortgage Delinquency & Default Resolution Counseling
Post-purchase Counseling
Pre-purchase Counseling
Predatory Lending
Services for Homeless
Additional Languages Provided: (English only)
Affiliate of: NEIGHBORHOOD REINVESTMENT CORPORATION
COMMUNITY ASSISTANCE NETWORK
7701 Dunmanway
Dundalk, MD 21222-5437
Phone: 410-285-4674
Toll-Free:
Fax: 410-285-6707
E-mail: rdoran@canconnects.org
Website: www.canconnects.org
Type of Counseling:
Home Equity Conversion Mortgage Counseling
Loss Mitigation
Mobility & Relocation Counseling
Mortgage Delinquency & Default Resolution Counseling
Post-purchase Counseling
Pre-purchase Counseling
Renters Assistance
Additional Languages Provided: (English only)
Affiliate of:
CCCS OF GREATER WASHINGTON, A DIVISION OF MMI
Suite 404
Frederick, MD 21701
Phone: 301-695-0369
Toll-Free: 800-747-4222
Fax: 301-695-4878
E-mail: lori.johnson@moneymanagement.org
Website: http://www.creditcounselingnetwork.org/
Type of Counseling:
Fair Housing Assistance
Home Equity Conversion Mortgage Counseling
Homebuyer Education Programs
Loss Mitigation
Marketing & Outreach Initiatives
Money/Debt Management
Mortgage Delinquency & Default Resolution Counseling
Post-purchase Counseling
Pre-purchase Counseling
Predatory Lending
Renters Assistance
Services for Homeless
Additional Languages Provided:
Spanish (Euro)
Spanish (S. Am)
Affiliate of: CREDIT COUNSELING NETWORK
FREDERICK COMMUNITY ACTION AGENCY
100 S Market St
Frederick, MD 21701-5527
Phone: 301-694-1506
Toll-Free:
Fax: 301-662-9079
E-mail: mspurrier@cityoffrederick.com
Website:
Type of Counseling:
Home Equity Conversion Mortgage Counseling
Home Improvement & Rehabilitation Counseling
Loss Mitigation
Mortgage Delinquency & Default Resolution Counseling
Renters Assistance
Services for Homeless
Additional Languages Provided: (English only)
Affiliate of:
MARYLAND RURAL DEVELOPMENT CORPORATION
101 Cedar Ave
Greensboro, MD 21639-0739
Phone: 410-479-3566
Toll-Free:
Fax: 410-479-3710
E-mail: gis@mrdc.net
Website: www.mrdc.net
Type of Counseling:
Home Equity Conversion Mortgage Counseling
Homebuyer Education Programs
Loss Mitigation
Mortgage Delinquency & Default Resolution Counseling
Pre-purchase Counseling
Renters Assistance
Additional Languages Provided: (English only)
Affiliate of:
CCCS OF GREATER WASHINGTON, A DIVISION OF MMI
Suite 112B
Hagerstown, MD 21740
Phone: 301-416-8284
Toll-Free: 800-747-4222
Fax: 301-791-1641
E-mail: lori.johnson@moneymanagement.org
Website: http://www.creditcounselingnetwork.org/
Type of Counseling:
Fair Housing Assistance
Home Equity Conversion Mortgage Counseling
Homebuyer Education Programs
Loss Mitigation
Marketing & Outreach Initiatives
Money/Debt Management
Mortgage Delinquency & Default Resolution Counseling
Post-purchase Counseling
Pre-purchase Counseling
Predatory Lending
Renters Assistance
Services for Homeless
Additional Languages Provided:
Spanish (Euro)
Spanish (S. Am)
Affiliate of: CREDIT COUNSELING NETWORK
WASHINGTON COUNTY COMMUNITY ACTION COUNCIL
101 Summit Ave.
Hagerstown, MD 21740
Phone: 301-797-4161-124
Toll-Free:
Fax: 301-791-9062
E-mail: djordan@wccac.org
Website: www.wccac.org
Type of Counseling:
Fair Housing Assistance
Home Equity Conversion Mortgage Counseling
Loss Mitigation
Mortgage Delinquency & Default Resolution Counseling
Pre-purchase Counseling
Services for Homeless
Additional Languages Provided: (English only)
Affiliate of:
WASHINGTON COUNTY COMMUNITY HOUSING RESOURCE BOARD
21 East Franklin Street
Hagerstown, MD 21740
Phone: 301-797-0900
Toll-Free:
Fax: 301-797-2991
E-mail: barb@hagerstownhomestore.org
Website: www.hagerstownhomestore.org
Type of Counseling:
Homebuyer Education Programs
Loss Mitigation
Money/Debt Management
Mortgage Delinquency & Default Resolution Counseling
Post-purchase Counseling
Pre-purchase Counseling
Renters Assistance
Additional Languages Provided: (English only)
Affiliate of:
SOUTHERN MARYLAND TRI-COUNTY COMMUNITY ACTION
8383 Leonardtown Rd.
Hughesville, MD 20637
Phone: 301-274-4474-262
Toll-Free:
Fax: 301-274-0423
E-mail: debbie@smtccac.org
Website: www.smtccac.org
Type of Counseling:
Home Equity Conversion Mortgage Counseling
Homebuyer Education Programs
Loss Mitigation
Mortgage Delinquency & Default Resolution Counseling
Pre-purchase Counseling
Predatory Lending
Renters Assistance
Additional Languages Provided: (English only)
Affiliate of:
HOUSING INITIATIVES PARTNERSHIP, INCORPORATED
6525 Belcrest Road
Hyattsville, MD 20782
Phone: 301-699-3835
Toll-Free:
Fax: 301-699-8184
E-mail:
Website:
Type of Counseling:
Home Equity Conversion Mortgage Counseling
Homebuyer Education Programs
Mortgage Delinquency & Default Resolution Counseling
Pre-purchase Counseling
Renters Assistance
Additional Languages Provided:
Spanish (S. Am)
Affiliate of:
HOME PARTNERSHIP, INCORPORATED
Rumsey Towers Building Suite 301
Joppatowne, MD 21085
Phone: 410-679-3200
Toll-Free:
Fax: 410-679-3208
E-mail: frank@homepartnershipinc.org
Website: www.homepartnershipinc.org
Type of Counseling:
Loss Mitigation
Mortgage Delinquency & Default Resolution Counseling
Post-purchase Counseling
Pre-purchase Counseling
Additional Languages Provided: (English only)
Affiliate of:
GARRETT COUNTY COMMUNITY ACTION COMMITTEE, INC.
104 E Center St
Oakland, MD 21550-1328
Phone: 301-334-9431-149
Toll-Free: 888-877-8403
Fax: 301-334-8555
E-mail: csharon@garrettcac.org
Website: www.garrettcac.org
Type of Counseling:
Home Equity Conversion Mortgage Counseling
Home Improvement & Rehabilitation Counseling
Homebuyer Education Programs
Loss Mitigation
Money/Debt Management
Mortgage Delinquency & Default Resolution Counseling
Post-purchase Counseling
Pre-purchase Counseling
Predatory Lending
Renters Assistance
Services for Homeless
Additional Languages Provided: (English only)
Affiliate of:
COMMUNITY ASSISTANCE NETWORK
3525 Resource Drive
Randallstown, MD 21133-4708
Phone: 410-887-0600
Toll-Free:
Fax: 410-887-0713
E-mail: pjohnson@canconnects.org
Website: www.canconnects.org
Type of Counseling:
Home Equity Conversion Mortgage Counseling
Loss Mitigation
Mortgage Delinquency & Default Resolution Counseling
Post-purchase Counseling
Pre-purchase Counseling
Renters Assistance
Additional Languages Provided: (English only)
Affiliate of: COMMUNITY ASSISTANCE NETWORK
SEED - SOWING EMPOWERMENT IN ECONOMIC DEVELOPMENT
6200 Riverdale Road, Suite 201
Riverdale, MD 20737
Phone: 301-458-9808
Toll-Free:
Fax:
E-mail: Ibmcdougal@seedinc.org
Website:
Type of Counseling:
Fair Housing Assistance
Money/Debt Management
Mortgage Delinquency & Default Resolution Counseling
Pre-purchase Counseling
Additional Languages Provided: (English only)
Affiliate of: HOMEFREE - U S A
SOWING EMPOWERMENT AND ECONOMIC DEVLOPMENT, INC.
6201 Riverdale Road, Suite 201
Riverdale,, MD 20737
Phone: 301-468-9808
Toll-Free:
Fax:
E-mail: lbmcdougal@seeding.org
Website:
Type of Counseling:
Fair Housing Assistance
Money/Debt Management
Mortgage Delinquency & Default Resolution Counseling
Pre-purchase Counseling
Additional Languages Provided: (English only)
Affiliate of:
CREDIT COUNSELING NETWORK
15851 Crabbs Branch Way
Rockville, MD 20855-2635
Phone: 800-747-4222
Toll-Free: 800-747-4222
Fax: 301-948-7498
E-mail: bmessman@cccsfw.org
Website: http://www.creditcounselingnetwork.org/
Type of Counseling:
Home Equity Conversion Mortgage Counseling
Homebuyer Education Programs
Loss Mitigation
Marketing & Outreach Initiatives
Money/Debt Management
Mortgage Delinquency & Default Resolution Counseling
Post-purchase Counseling
Pre-purchase Counseling
Predatory Lending
Renters Assistance
Services for Homeless
Additional Languages Provided:
Spanish (Euro)
Spanish (S. Am)
Affiliate of: NATIONAL FOUNDATION FOR CREDIT COUNSELING, INC.
SALISBURY NEIGHBORHOOD HOUSING SERVICE, INC
513 Camden Ave
Salisbury, MD 21801
Phone: 410-543-4626-201
Toll-Free:
Fax: 410-543-9204
E-mail: cherylm@salisburynhs.org
Website: www.salisburynhs.org
Type of Counseling:
Fair Housing Assistance
Home Equity Conversion Mortgage Counseling
Home Improvement & Rehabilitation Counseling
Homebuyer Education Programs
Loss Mitigation
Marketing & Outreach Initiatives
Mobility & Relocation Counseling
Money/Debt Management
Mortgage Delinquency & Default Resolution Counseling
Post-purchase Counseling
Pre-purchase Counseling
Predatory Lending
Renters Assistance
Services for Homeless
Additional Languages Provided: (English only)
Affiliate of: NEIGHBORHOOD REINVESTMENT CORPORATION
SHORE UP
520 Snow Hill Rd
Salisbury, MD 21804-0430
Phone: 410-749-1142
Toll-Free:
Fax: 410-742-9191
E-mail: tchase@shoreup.org
Website: www.shoreup.org
Type of Counseling:
Home Equity Conversion Mortgage Counseling
Loss Mitigation
Mortgage Delinquency & Default Resolution Counseling
Pre-purchase Counseling
Renters Assistance
Additional Languages Provided: (English only)
Affiliate of:
CCCS OF GREATER WASHINGTON, A DIVISION OF MMI
8613 Piney Branch Road
Silver Spring, MD 20901
Phone: 800-747-4222
Toll-Free: 800-747-4222
Fax:
E-mail: lori.johnson@moneymanagement.org
Website: http://www.creditcounselingnetwork.org/
Type of Counseling:
Home Equity Conversion Mortgage Counseling
Homebuyer Education Programs
Loss Mitigation
Marketing & Outreach Initiatives
Money/Debt Management
Mortgage Delinquency & Default Resolution Counseling
Post-purchase Counseling
Pre-purchase Counseling
Predatory Lending
Renters Assistance
Services for Homeless
Additional Languages Provided:
Spanish (Euro)
Spanish (S. Am)
Affiliate of: CREDIT COUNSELING NETWORK
CREDIT COUNSELING NETWORK
8605 Cameron Street Ste M2
Silver Spring, MD 20910
Phone: 800-747-4222
Toll-Free: 800-747-4222
Fax: 877-405-0596
E-mail: bmessman@cccsfw.org
Website: http://www.creditcounselingnetwork.org/
Type of Counseling:
Home Equity Conversion Mortgage Counseling
Homebuyer Education Programs
Loss Mitigation
Marketing & Outreach Initiatives
Money/Debt Management
Mortgage Delinquency & Default Resolution Counseling
Post-purchase Counseling
Pre-purchase Counseling
Predatory Lending
Renters Assistance
Services for Homeless
Additional Languages Provided:
Spanish (Euro)
Spanish (S. Am)
Affiliate of: CREDIT COUNSELING NETWORK
NATIONAL FOUNDATION FOR CREDIT COUNSELING, INC.
801 Roeder Road
Silver Spring, MD 20910-3372
Phone: 866-845-2227
Toll-Free: 866-845-2227
Fax: 301-495-5623
E-mail: jpowers@nfcc.org
Website: www.nfcc.org
Type of Counseling:
Marketing & Outreach Initiatives
Additional Languages Provided: (English only)
Affiliate of:
ROOTS OF MANKIND CORPORATION
4273 Branch Avenue, Suite 205
Temple Hills, MD 20748
Phone: 301-899-6800
Toll-Free: 866-490-6800
Fax: 301-899-8444
E-mail: webmaster@romkind.org
Website: www.romkind.org
Type of Counseling:
Home Equity Conversion Mortgage Counseling
Homebuyer Education Programs
Mortgage Delinquency & Default Resolution Counseling
Post-purchase Counseling
Pre-purchase Counseling
Additional Languages Provided: (English only)
Affiliate of: